Home being the integral part of an individual, who since his birth and childhood, dreams to have a living space of his own in India. Now this dream is not far as many finance companies giving best kind of service with less procedure time and easy installments. Once in a lifetime investment requires loan to accomplish it, and that is how the home loans comes into the scheme of things.

The interest rates on home loans have reached an all time low and the fewer procedures for home loans make the whole process quite hassle-free. You have various schemes to opt from to suit your need. These loans from leading Housing Finance Institutions can be arranged with minimum involvement on your part. Maximum loan amount with long term easy installments can be arranged for Indian Residents and NRI.

 

REQUIRED DOCUMENTS FOR HOME LOAN

 I_ Required documents for Resident Indian(Salary class)

         1) Orginal salary certificate
         2) ID & Adress proof,
         3) Passport size photo 1,
         4) Last 6 months bank statment,
         5) One fees cheque for loan processing(0.5% of loan amount+ service tax
             maximum fees Rs 11036/-

II_ Self employees(business class)

         1) Last 3 years saral,computation,P&L and balance sheet copies,
         2) ID & Adress proof,
         3) Passport size photo 1,
         4) Last six months bank statment (current a/c & S.B a/c),
         5) One fees cheque for loan processing (0.5% of loan amont+ service tax)

III_ NRI Salary class

        1) Salary certificate latest
        2) Copy of passport & visa,
        3) Copy of emoployment contract/work permit,
        4) Passport size photo 1,
        5) Last six months bank statment (NRI/NRO and Overseas)
        6) One fees cheque for loan processing (0.5% of loan amount + service tax)